Despite observing a positive growth trend in the disposable incomes of the population, the share of the population's debt burden in disposable incomes is increasing. Specifically, the ratio of the population's debt burden to disposable incomes increased by 0.4 percentage points in the same period of 2025 compared to the end of 2024, reaching 18.4%.
Medianews.az reports this with reference to the Central Bank.
It was noted that the non-performing loan (NPL) ratio on the mortgage portfolio is at the lowest level in recent years.